Mr Jackson was a fourth year geography student at the time of his accident in February 2009. His bicycle was struck by an Audi while he was out cycling resulting in multiple serious injuries. These included fractures of the cervical spine that have led to ongoing neurological symptoms, pain and restriction of movement, as well as an open fracture of the right tibia and fibula that required a bone graft. He also suffered a mild head injury and psychological disturbance.
On paper, this should have been a straightforward liability case but unfortunately it turned out to be a real hornets’ nest of who the relevant insurer actually was. After a lot of detective work, the case ended up having no less than five Defendants, of which one was the Audi driver and two were separate insurance companies. This meant that Mr Jackson’s case became a very complicated one with various parties contesting their liability throughout. During the course of the criminal proceedings, it transpired that the driver of the Audi had a licence filled with offences like disqualification, driving whilst disqualified and dangerous driving and that he had other charges filed against him due to his careless driving since the accident with Mr Jackson.
Because none of the parties were forthcoming about admitting liability, we had to issue proceedings against all five of them, with only two of them acting in response to that. And on it went, a lengthy saga of one Defendant blaming another and shirking responsibility. All told, the dispute lasted for nearly three years.
The main thing, however, was that Mr Jackson ultimately received an excellent settlement for his injuries, his past loss of earnings, miscellaneous medical expenses, physiotherapy, and future forecast loss of earnings given that his Consultant Spinal Surgeon stated that he would have to retire five years early due to degenerative changes.