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Serious Injury

Catastrophic Injury Claims: why you need a specialist Solicitor

June 21, 2024

Catastrophic injuries can drastically alter the course of a person’s life, bringing about profound physical, emotional, and financial challenges. When faced with such life-altering injuries, securing expert legal assistance is crucial to ensure you receive the compensation and support needed for your long-term well-being. This article aims to provide readers with a comprehensive understanding of catastrophic injury claims, the unique challenges they present, and the vital role specialist solicitors play in navigating the complex legal process. 


What is a catastrophic injury? 


A catastrophic injury is a serious injury that results in permanent disability, long-term medical conditions, or significant physical and cognitive impairments. These injuries often have a significant impact on the individual’s quality of life and their family’s well-being. Common types of catastrophic injuries include: 


Brain Injuries: Traumatic brain injuries (TBI) that can lead to cognitive deficits, personality changes, and permanent disability. 

Spinal Cord Injuries: Injuries causing paralysis or loss of motor function, affecting mobility and independence. 

Amputations: The loss of limbs resulting in the need for prosthetics and significant lifestyle adjustments. 

The consequences of these injuries extend beyond the physical, often leading to emotional trauma and financial strain due to medical bills and loss of income. 


The complexity of catastrophic injury claims 


Catastrophic injury claims involve numerous complexities that distinguish them from other personal injury claims. Key challenges include: 


  • Extensive medical documentation: Comprehensive medical records and expert testimonies are essential to substantiate the severity of the injury and its long-term impact. 
  • Long-term care plans: Developing detailed plans for ongoing medical care, rehabilitation, and support services. 
  • Future financial losses: Calculating lost wages, diminished earning capacity, and other financial losses over the victim’s lifetime. 


Due to these intricacies, meticulous preparation and expert legal representation are essential to navigate the claims process successfully. 


Why specialist solicitors are crucial for catastrophic injury cases 


Solicitors with expertise in catastrophic injury claims are indispensable for several reasons: 


  • Specialised knowledge: They possess in-depth understanding of complex medical evidence, ensuring that all aspects of the injury and its impact are accurately represented. 
  • Negotiation skills: Experienced in negotiating with insurance companies to secure maximum compensation. 
  • Personalised support: They provide tailored guidance and support, addressing all the victim’s needs, from medical care to financial planning. 


Specialist solicitors can significantly enhance the chances of a successful claim outcome, ensuring victims receive the comprehensive support they deserve. 


Meet our catastrophic injury claims experts. 


Guiding catastrophic injury victims through the legal process 


The legal process for catastrophic injury claims involves several critical steps: 


  1. Your Initial Enquiry. At this stage, our legal experts can answer any questions you may have, and all calls are dealt with in the strictest of confidence. 
  2. Case Review. Here, one of our personal injury specialists will assess the details of your case and will provide you with an honest assessment of your prospects of making a successful claim. 
  3. Claim Investigation. If your case is accepted, our team will start to gather evidence which will support your claim. This may include contacting witnesses, police officers and obtaining any CCTV footage. We will also obtain evidence of your losses, such as loss of earnings, damaged items, and any out-of-pocket expenses you may have incurred.At this point, interim payments and rehabilitation support may be secured. 
  4. Medical and expert evidence.Our team will then access your medical records and other non-medical evidence to get a good understanding of your injuries. We will also discuss how the accident has affected your work and your lifestyle. 
  5. Negotiation. We negotiate with the other party for an appropriate compensation package for your injuries and losses. There are times where negotiations stall, meaning a court would determine an appropriate compensation package. During this process, we will keep you updated at all times. 
  6. Compensation. At this stage, the negotiation process is complete, and your compensation has been secured. This means you can now move on from the process and put your life back on track. 


Claimants can expect dedicated support from our solicitors specialising in personal injury claims, guiding them through every step of the claims process with compassion and expertise. 

If a child is under 18 years old, any settlement reached must be approved by the court. The compensation will be paid into the court funds office until the child turns 18. In some circumstances, the funds can be paid into the child’s account, if this has been approved by the Judge at the infant approval hearing. 


Having a compassionate and experienced legal team is essential to support you and your famil throughout this challenging journey. 


Securing your future after a catastrophic injury 


In conclusion, seeking specialist legal representation for catastrophic injury claims is crucial to securing the compensation and support necessary for your future. Fletchers Solicitors is dedicated to handling these complex cases with expertise and providing personalised support to victims and their families. 


If you or a loved one has suffered a catastrophic injury, contact Fletchers Solicitors for a free, no-obligation consultation to discuss your specific situation and learn how we can help you secure the compensation and support you deserve. 


Frequently Asked Questions about catastrophic injury claims 


What is considered a catastrophic injury? 


A catastrophic injury is a severe injury that results in permanent disability, long-term medical conditions, or significant physical and cognitive impairments. Examples include brain injuries, spinal cord injuries, and amputations. 


What is an example of a serious injury claim? 


An example of a serious injury claim could be a traumatic brain injury resulting from a motorcycle accident, leading to cognitive impairments or permanent injuries. 

Over the years, our catastrophic injury experts have successfully settled a wide range of claim types for our clients. An example of this is, securing a £1.3m settlement achieved for client who suffered life-changing injuries in Road Traffic Accident. 



What is the average payout for a personal injury claim in the UK? 


It is difficult to pinpoint the average payout for a personal injury claim in the UK as the compensation figure varies widely depending on the severity of the injury and its long-term impact on the individual. Ultimately, it is decided on a case-by-case basis and is dependent on the complexities surrounding the claim.